I understand that it is intended that Co-op members fund at least half of the Whitelaw Brae project, with conventional bank loans making up the remainder. Have Ripple considered trying peer-to-peer funding, either their own or through an organisation like Abundance Investment?
I don't know what Abundance Investment charge for their admin, but I think people would love to invest in a wind farm in an ISA wrapper for return quite a bit lower than a bank would be looking for.